CIMB Bank Prime Mortgage – Property Financing/Loan

CIMB Bank Prime Mortgage offers repayment flexibility where you can deposit any amount, anytime. Excess repayments will be used to offset the principal loan amount for interest calculation.

Enjoy an overdraft facility when the outstanding limit reduced to 50% of the original approved limit. Enjoy a re-pricing option every 3 years or lapse of lock-in period, whichever is later at prevailing board rate.

Features and Benefits

  • Financing all types of completed or under construction residential property.
  • Margin of Financing (MOF) up to 95%
  • GMTA can be financed
  • Enjoy loan tenure up to 40 years, or 70 years of age, whichever is earlier
  • Prime Mortgage offers flexibility of repayment.
  • You may deposit any amount at anytime
  • Withdrawal of excess payment made is allowed with no extra charges.
  • No commitment fees will be charged for Prime Mortgage
  • Cheque book is provided
  • Earn 0.1 Bonus Point for every RM1 financing.

Eligibility

  • Individuals aged 18 years and above.
  • Malaysian or permanent resident.
  • CIMB Prime Plan customers only.

Note: For joint loan account, CIMB Prime Plan customer must be the joint primary.

Requirements

Salaried Applicant:

  • NRIC photocopy.
  • Latest 3 months’ salary slip.
  • EA form / EPF statement (last 2 years).
  • Sales & Purchase Agreement / Booking receipt from developer.

Self-Employed:

  • NRIC photocopy.
  • Latest 3 months’ salary slip.
  • EA form / EPF statement (last 2 years).
  • Sales & Purchase Agreement / Booking receipt from developer.
  • Business registration A&D.
  • Last 3 months bank statement.

How to Apply?

Call us at 1300 880 900 or +603 22956100

Source: http://www.cimbbank.com.my/index.php?ch=cb_per_hf&pg=cb_per_hf_buy&ac=25&tpt=cimb_bank

*This page contains information sourced on 13 Nov 2010. Please check with the bank for the latest updates.

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