CashOne is Malaysia’s first personal loan that works together with a Platinum Credit Card. Finally, a personal loan that offers you financial flexibility, whenever you need it. Every time you make your monthly loan repayment, the paid principal amount will automatically be converted into a credit card limit for you to spend.
What’s more, you’ll enjoy up to RM350* CashBack every year just for making timely loan repayments.
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Share your loan amount with your credit card limit
With CashOne, your monthly loan repayment will automatically be converted into credit card limit. You also have the freedom to top-up your loan anytime by converting your available credit card limit back to your loan.
How does it work?
Let’s say Mr. Chan takes up a personal loan of RM25,000 with CashOne and 6 months later, he has paid RM15,000 worth of loan repayments. The paid amount will automatically be converted into credit card limit, this means that Mr. Chan now has a credit limit of RM15,000 on his Standard Chartered Platinum Credit Card and RM10,000 outstanding loan amount.
In the following week, Mr. Chan decides to top-up his loan by RM10,000 to pay for his home renovation. His Credit Card limit will then be automatically set to RM5,000, leaving Mr. Chan with a new loan balance of RM20,000.
CashBack for timely loan repayments
Be rewarded with up to RM350* CashBack annually throughout your loan tenor just by making timely loan repayments.
*CashBack is payable on a yearly basis and the amount awarded is based on the loan amount.
Low interest rates
Enjoy attractive and affordable interest rates from as low as 0.63% p.m. depending on your loan amount and tenor. With a monthly loan repayment amount starting from RM304.20 per month#.
#Based on loan amount of RM10,000 for a 5-year tenor.
Annual Fee waiver on your Standard Chartered Platinum Credit Card
Get 5 years annual fee waiver on your Standard Chartered Platinum Credit Card. Now you can enjoy an abundance of shopping and dining rewards plus exclusive Platinum privileges.
Top-up your loan without the hassle of re-applying
Now you can get extra cash deposited into your account without the hassle of re-applying when you need it. All it takes is just a phone call. You’ll also get your cash within 48 hours.
Terms and conditions apply
For more information about Standard Chartered’s loan products:
- Call us direct at 1300 880 388
- Provide your details and we will get in touch with you
- Locate a branch near you
*This page contains information sourced on 26 Oct 2010. Please check with the bank for the latest updates.